Financial Disintermediation and the Future of the Banking Sector

Pablo Hernández de Cos, Governor, Banco de España
Speech by Governor Hernández de Cos

Trends and Cycles in Financial Intermediation
Philip Lane, Governor, Central Bank of Ireland

Governor, P. Lane - presentation

Chair: Thomas Vlassopoulos, Head of the Monetary Analysis Division, DG Monetary Policy, ECB
T. Vlassopoulos - presentation

Making room for the needy: the credit-reallocation effects of the ECB’s corporate QE
Óscar Arce, Director General Economics, Statistics and Research, Banco de España
Ó. Arce - presentation

Banks vs markets
Leonardo Gambacorta, Research Adviser, Monetary and Economic Department, BIS
L. Gambacorta - presentation

Bank capital (requirements) and credit supply: evidence from pillar 2 decisions
Steven Ongena, Professor, University of Zurich
S. Ongena - presentation

Chair: Patricia Jackson, Non-executive Director, Atom Bank and SUERF Council Member

Financial technology, regulation and the transformation of banking
David T. Llewellyn, Professor, Loughborough University and SUERF Council Member
D. Llewellyn - presenation

P2P lenders versus banks: cream skimming or bottom fishing?
Loriana Pelizzon, Professor, Goethe University Frankfurt
L. Pelizzon - presentation

Future scenarios for financial services
Javier Sebastián, Principal Economist, Digital Regulation and Trends, BBVA Research
J. Sebastián - presentation

Credit booms and crises: the role of information
Luc Laeven, Director-General of the Research Department, ECB
L. Laeven - presentation

Chair: Michala Marcussen, Group Chief Economist, Société Générale and SUERF Council Member

Capital markets union: focus on SMEs
Rodrigo Buenaventura, Director General for Markets, CNMV
R. Buenaventura - presentation

Financial fragmentation & Brexit
Andrea Enria, Chairperson, EBA
A. Enria - presentation

Completing the banking union and implications for CMU
Nicolas Véron, Fellow, Bruegel and Visting Fellow, Peterson Institute for International Economics
N. Véron - presentation

Jakob De Haan, SUERF President and Head of Research, De Nederlandsche Bank